Hi WDNJSQ,
The nssa no-summary command only disables an ABR from sending summary LSAs to the NSSA. After this command is configured, the ABR generates a default Type 3 route.
The nssa default-route-advertise command configures an ASBR to generate default Type 7 LSAs and advertise them to the NSSA. On an ASBR, a default Type 7 LSA is generated only when the default route 0.0.0.0/0 exists in the routing table.
AR1 is an ABR and automatically generates a default Type 7 LSA to the NSSA. No matter whether the default route 0.0.0.0/0 exists in the routing table on the ABR, the default Type 7 LSA is generated.
I hope it helps!